In this episode of 4200, Anthony sits down with Bill Tessar, founder of CV3 and a veteran of the lending industry, to unpack his bold entrepreneurial story. Bill shares how he turned a teenage tanning bed hustle into a decades-long career building billion-dollar lending companies. He dives into his early hunger for success, the lessons learned scaling Civic Financial, its unexpected wind-down, and how he rallied the same team to launch CV3 with unstoppable purpose. Bill reveals what truly drives him now, why people always come first, and his simple formula for sustainable scale.